Welcome to Sobak Financial official website


Sobak Financial


A corporation dedicated to excellence in all aspects of our service. Our integrity, drive and persistence stands above the rest. We are committed to obtaining a maximum savings for our clients, helping them ultimately achieve financial freedom. We are dedicated, professionals "Working with you, working for you".

Credit Repair

Mortgage Help

Purchases & Refinances

Debt Settlement

About Sobak Financial and Client Testimonials


The Sobak Financial team consists of seasoned professionals that have had years working in the mortgage industry. Our company is based on the belief that our clients’ needs are of the utmost importance. Our entire team is committed to meeting those needs. As a result, a high percentage of our business is from referrals. I have put together a winning combination here at Sobak Financial located here in Murrieta, CA.







Tony Sobak and Staff

We just wanted to let you know that the way you handled our business and credit repair was rock-solid and right on! We appreciate your diligence and persistence in our case. You and your staff were amazing and left us feeling confident and reassured. Pretty cool if you ask us!


You're a ROCK STAR!


We made some incredibly smart financial choices that really made sense after our credit repair. We have decided to move back into our home. Once we are reestablished, we would love for you to handle some more work for us. We will contact you when we "go back home."


Louis and Cheryl Handavaka


I have had a wonderful experience with Sobak Financial. I applied for a loan modification with Sobak Loan Forensics which is a division of Sobak Financial. I was in a true financial hardship with my home loan and could no longer afford the payments. Sobak Loan Forensics reduced my payments drastically saving me nearly $1700 a month. My interest rate dropped from 6.25% to 2%. I had no idea that they would be able to save me this much money. Sobak Loan Forensics exceeded my expectations! I would highly recommend them to anyone for any of the services they provide. I like that they were so hands on with my file and gave me a periodic update of my status. I felt very informed throughout the process. I have agreed to be a part of their reference list if anyone would need to speak with me directly you can acquire my number from Sobak team. A very satisfied customer!!!


Colby Sorensen, Wildomar, CA


“The level of service at Sobak Financial is fantastic. I recently had my loan done; I was very impressed by the professionalism of every staff member I have come in contact with. Thank you!”


Maria, Lake Elsinore, CA


“In this day and age, it’s hard to find a company you can trust. Sobak Financial was recommended to me by a friend, and now I know why – the quality of service I received was outstanding. Keep up the good work!”


Victor, Temecula, CA


In 2006 my wife and I refinanced our home. We pulled a little cash out to fix it up then planned on selling and relocating, we had plenty of equity left or so we thought. Our new loan was fixed for 10 years at 7.5%. After 10 years we had agreed to a balloon payment, accompanied with an adjustable rate. We thought we would be long gone before that ever happened. As it turned out we didn’t relocate and the economy and our equity plummeted. As the ten year dead line approached we knew we had to do something. We turned to Sobak Financial. We had heard a few good things about loan modifications and Mr. Sobak. When we first met with Tony he explained to us in detail the process and letting us know it wasn’t going to be instant but would take some time to complete. It took Sobak financial a little over 6 months to complete our loan mod’ but when they did it was worth it. Our new loan is at 3% fixed. Our monthly payment dropped from $1878 per month to $1100 per month. We couldn’t be happier with how it all turned out. Based on our outcome we would personally recommend Sobak Financial to anyone looking to get a loan modification.


David , Fallbrook, CA


Recently I had a home loan mod. done by Sobak Financial, it was a long ordeal, But Sobak Fin. made it easy, by keeping me informed on the status of it all the way through, letting me know what they needed, an just checking with me to see if I had any question's. They got me a great deal, a low interest rate and knocked my payment almost in half. They made a long tedious process seem short an easy for me, and I would recommend them to anyone who need's this done. I want to thank Sobak Financial.,


Randy, Lake Elsinore, Ca


I have been working with Sobak Financial for a little more than a year on a Loan Modification for my home. The fees were fully explained at the onset, I paid for the forensic audit and as my final modification is being processed I will be paying the remaining balance once it is fully executed. My experience with Sobak has been very positive. We have been approved for a final loan modification that has literally cut our mortgage payment by 50%, making it possible for us to stay in our home. The loan modification process is unfortunately very frustrating, slow and painstaking but thanks to Sobak it was a minimal stress to my husband and myself. They were able to put my mind at ease when the bank would frustrate and confuse me or inundate me with collection calls. As a result I had the bank call Sobak to handle all matters. INVALUABLE help to me! I don't know how people handle the banks on their own. I would recommend Sobak to my friends!


Val, Murrieta, Ca‎

Why Choose Us


First and foremost we have so many satisfied customers that are more than willing to speak with you. WE ARE REAL! Clients know that if they chose to contract with us that we will achieve their desired result. We are saving our clients over $1,000 dollars a month on their mortgage payment. All of our loan mitigation and processing is done in house. We depend on no outside sources for these results.  We are hands on!

Credit Repair

Mortgage Help

Purchases & Refinances

Debt Settlement